This guide walks you through Facebook Ads account creation and explains how to bind a Vmcard virtual credit card for Facebook Ads payments, step by step.
Facebook Ads Account Setup: Basic Requirements
Before creating a Facebook Ads account, make sure you have the following:
- A verified Facebook personal account
- A stable IP and device environment
- Basic business or advertising intent (brand, store, website, or service)
- A valid payment method (virtual credit cards are widely accepted)
Facebook recommends that advertisers create and manage ads through Meta Business Manager, which offers better control and scalability.

How to Create a Facebook Ads Account
Step 1: Create or Access Meta Business Manager
Go to Facebook Business Manager and log in with your personal Facebook account.
Inside Business Manager, you can manage:
- Facebook Pages
- Ad accounts
- Payment methods
- Users and permissions
Using Business Manager helps reduce the risk of ad account restrictions.
Step 2: Create a New Facebook Ads Account
Inside Business Settings:
- Navigate to Ad Accounts
- Click Add → Create a New Ad Account
- Choose your time zone and currency
- Assign yourself as the account admin
Once completed, your Facebook Ads account is ready for payment configuration.
Step 3: Verify Business Information (Recommended)
Although not mandatory at the beginning, verifying your business improves trust and stability.
You can add:
- Business name
- Website URL
- Contact email
- Business address
Verified accounts usually face fewer payment and spending limit issues.
Why Use a Virtual Credit Card for Facebook Ads
Many advertisers prefer virtual credit cards instead of traditional bank cards for Facebook Ads due to flexibility and security.
Key advantages of virtual credit cards for Facebook Ads:
- Higher payment success rate
- Easy replacement if a card is blocked
- Better control over ad budgets
- Reduced exposure of real bank information
This is where Vmcard virtual credit cards come in.
Vmcard Virtual Credit Card Overview
Vmcard is a professional virtual credit card issuing platform designed for global online payments, advertising platforms, and subscription services.
Vmcard virtual credit cards support:
- Facebook Ads payment
- Instagram Ads
- Google Ads
- TikTok Ads
- Other international ad platforms
Website: https://vmcardio.com/
How to Apply for a Vmcard Virtual Credit Card
Step 1: Visit Vmcardio and Create an Account
- Go to https://vmcardio.com/ and sign up with your email and valid details;
- And submit required documents (such as ID) to activate your account.
Step 2: Top Up And Create a Virtual Credit Card
- Fund your account with enough balance using supported methods;
- Select either Virtual VISA Debit Card or Virtual Mastercard Debit Card based on your needs(HK and US card bins for choice).
- The platform will instantly generate your card details (number, expiry, CVV,billing address) once funded.
How to Bind Vmcard Virtual Credit Card to Facebook Ads
Step 1: Go to Facebook Ads Payment Settings
In Business Manager:
- Open Payment Settings
- Click Add Payment Method
- Select Credit or Debit Card
Step 2: Enter Vmcard Virtual Card Details
Fill in:
- Virtual card number
- Expiry date
- CVV code
- Billing address (match the card issuing region)
Facebook will run a small authorization charge to verify the card.
Step 3: Set Vmcard as Default Payment Method
After verification:
- Set the Vmcard virtual credit card as primary payment method
- Enable automatic payments to avoid ad interruptions
Once completed, your Facebook Ads account is ready to spend.
Facebook Ads Payment Tips Using Virtual Credit Cards
To ensure smooth ad delivery, keep these best practices in mind:
- Maintain sufficient card balance to cover ad spend
- Avoid frequent card changes within short periods
- Use one virtual card per ad account when possible
- Monitor Facebook billing notifications regularly
Stable payment behavior improves account trust over time.
Common Facebook Ads Payment Issues and Solutions
Card declined:
Usually caused by insufficient balance or incorrect billing address.
→ Solution: Top up the Vmcard balance and double-check details.
Ad account disabled due to payment failure:
Repeated payment failures can trigger restrictions.
→ Solution: Use a fresh Vmcard virtual credit card and maintain consistency.
Final Thoughts
A successful Facebook advertising strategy starts with the right account setup and a reliable payment method.
If you are looking for a flexible and ad-friendly payment solution, Vmcard virtual credit cards provide a secure and scalable option for Facebook Ads payments.
Learn more or apply now at: https://vmcardio.com/.